Legal - Travel | Photography | Finance

legal disclaimers and policy information.

Ben Wehrman Podcast Disclaimer

All information in Ben Wehrman Podcast episodes is based on hypothetical assumptions and is intended for illustrative/entertainment purposes only. PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. The information contained herein represents temporary, changing views and subjective impressions and opinions regarding the inherently uncertain and unpredictable issues discussed. The reader/user/viewer must not assume that these contents are accurate, complete, timely, or up to date. Market conditions change rapidly and unpredictably. Nothing herein should be interpreted as any kind of offer, solicitation, commitment, promise, warranty, or guarantee whatsoever relating to any of the contents of these episodes.

INFORMATION PROVIDED BY THE BEN WEHRMAN PODCAST IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM INFRINGEMENT. The viewer/listener/reader of this content assumes the entire risk of any acting on any information contained herein. No representation is made that any regulatory authority has passed on the merits, adequacy or accuracy of this information. The viewer assumes all liability.

Lastly, Ben sometimes goes on wild rants and makes negative statements about certain individuals he may have an issue with at the time. Under no circumstances are any of these statements meant as a threat, or personal attack meant to cause legitimate harm. Everything said by Ben is only his opinion in the moment, and is always subject to change.

Cookie Policy

This site uses cookies (small text files that are placed on your machine to help the site provide a better user experience). Generally, cookies are used to retain user preferences, store information for things like shopping carts, and provide anonymous tracking data to third party applications like Google Analytics. In short, cookies make your browsing experience better. However, you may prefer to disable cookies on this site and others. The easiest way to do this is to disable cookies directly through your browser. I suggest consulting the “help” section of your browser, or doing a quick “about cookies” web search which will offer guidance for all modern browsers.

Aside from using cookies to analyze and optimize your content and reading experience, this blog doesn’t share personal information with third parties nor store any information about your visit to this blog. My advertising and affiliate partners may use tracking information or cookies to best serve advertisements to you or to track any sale you make as a result of clicking on tracked, affiliate links in the EU.

All images I create are owned and held Copyright © by me, Ben Wehrman, and can only be used when purchased through my official gallery. Otherwise, my photos are not be used in any way without my expressed written permission; all rights reserved.

No content or imagery of mine may be re-used, copied, digitally-duplicated, embedded, or re-purposed without written consent from myself. If you violate these terms, legal action will be taken.

Payments & Pricing

I accept PayPal, Venmo (both of these are listed on my ABOUT page), and Direct Bank Transfer. All prices are listed in United States Dollar (USD). I reserve the right to change pricing, specifications, and availability without notice.

Refund Policy

I strive for 100% satisfaction with any artwork you purchase through my online store. In the unlikely event you receive a damaged product, I will gladly offer a full refund within 30 days. To be eligible for a refund, please email me ([email protected]) a photo as well as a detailed description of the damage, so I can ensure legitimacy before processing the payment. Please also quote your invoice number and date of order. Please note, there are no returns, refunds or exchanges for change of mind.

Third-Party Advertising

I allow third-party companies to serve ads and/or collect certain anonymous information when you visit my website. These companies may use non-personally identifiable information (e.g., browser type, click stream information, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a third-party web beacon or cookie to collect this information. To learn more about this behavioral advertising practice or to opt-out of this type of advertising, you can visit networkadvertising.org.

Terms & Conditions

By using this website, you are doing so at your own free will. Any stories, tips or information contained are from personal experience and opinion, and may be outdated or changed since the time of posting. I accept no responsibility for any misleading or incorrect information; the content I produce is for entertainment purposes only, so be sure to do your own due diligence when making any sort of important decision- whether that be financial, photography, or travel related.

I love experiencing new things, and challenging my personal views whenever possible through multicultural exposure. Therefore, my tastes are constantly changing, and may not align with yours. Please take any advice within this website as a source of entertainment (and at most, personal recommendation). I make no representations or warranties of any kind, express or implied, about the accuracy, completeness, availability, suitability or readability in regards to the website or the information, products, services contained within it. You agree to use the information on this website for information purposes only and at your own risk. In no case will I be liable for any damage or loss due to using this website. This Includes, but is not limited to, indirect or accidental loss of damage, any harm to profits or financials or any other personal damage through the use of this website.

In other words, I have pretty much gone through my entire life trying to be a well-rounded human being, so I consider myself a jack of many trades, but master of none. In that vein, I should not be viewed as an expert in any way shape or form.

All comments and content expressed are those of myself, Ben Wehrman, and not those of any partners or employers that I work with.

Comment Policy

All comments from users that haven’t commented/been approved before will be held in moderation. Anything deemed as spam or offensive cont will be deleted and not published on the site. We do not store the IP address of commenters nor are any personal details required to leave a comment.

Partners & Endorsements Disclaimer

As a travel photographer, I sometimes write about products I’ve used, places I’ve visited, etc. that I have firsthand experience with through my work. While I do receive compensation for this work occasionally, any thoughts, opinions, or articles that I post on this website are 100% genuine. I would never let money or outside sources pressure me into making false claims or fake puff pieces. If I have a bad experience with one of these things, I will either not post about it, or do so in an honest way. In the same vein, as a travel blogger I do occasionally receive free or discounted services for the point of inclusion in this blog. Again, I will be honest about my experiences with these services. I would rather lose out on affiliate income than share dishonest reviews with the world.

On the rare occasion any content has been provided by a third-party, you will always be informed of this at the start of the relevant article.

As an affiliate, I only recommend products and services that I truly love, and I believe will deliver value to my readers. If it’s not something I personally have relevant experience with myself, I will not endorse it (or I will be upfront with my lack of knowledge regarding that service or product).

Emails & Newsletter

Any email information submitted for newsletter applications or competitions will never be passed on to any other parties. You can unsubscribe at any time.

Affiliate & Other External Links

External links are frequently used in this site to direct you to further news/information regarding a particular subject that I may be talking about. I accept no responsibility for the content of these links, as they are provided merely as an additional tool to help you learn more about whatever subject you’re perusing.

Occasionally, links I post may be affiliate links for products/services I personally believe will provide value to my readers. By using these links, you will not notice any additional costs at all- I will simply receive a small commission from the supplier of whatever product I am endorsing. In other words, there is no downside for you, but it does help me out. I appreciate the support <3 <3 <3

Amazon Affiliation Information

I am a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

Questions, Final Statement

I referenced the privacy policy pages of two of my biggest inspirations, Daniel Clarke and Daniel Tran, to assist in filling in the sections on this page. Those guys are awesome.

The information provided in this page is subject to change without notice, and was last updated on July 2019. If you have any additional questions, feel free to contact me directly at: [email protected]

Financial Disclaimer

I sometimes talk about financial topics such as investing, stocks, and general money management. I’m neither a financial advisor, nor an expert on any of the topics covered in any of my posts.

Please do your own research- or better yet speak to an actual financial professional- before making any important decisions with your money.

Every post on my blog- money-related or otherwise- is for entertainment purposes ONLY.

legal disclaimers and policy information.

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